Billtrust vs Growfin vs Plooto

Billtrust is a financial‑technology provider focused on AI‑powered accounts receivable automation and order‑to‑cash process optimization. 

For over two decades, it has modernized AR by offering solutions that cover invoicing, payments processing, collections, cash application, credit management, and reconciliation.

Billtrust supports both suppliers and buyers, through its Business Payments Network, enabling digital invoice delivery, embedded payments, and many connectors to ERPs, payment providers, banks, and financial institutions.

Growfin is an AI‑powered accounts receivable (AR) automation platform that helps finance teams transform their Order‑to‑Cash process by making collections, cash application, and forecasting more predictive, efficient, and collaborative. 

It uses Behavioral AI to adapt to customer payment behavior and signals, enabling companies to prioritize which accounts to collect first, send timely follow‑ups automatically, and reconcile payments with minimal manual effort. 

Growfin integrates with leading ERPs (especially NetSuite) and delivers a SuiteApp that meets Oracle NetSuite’s standards.

Plooto is an account payable and receivable payments' automation platform designed to simplify payment operations and improve cash flow management.

It integrates with existing accounting systems, supports multiple transaction types (checks, credit cards, international transfers, etc.), and enables customizable approval workflows to control who can approve what and when. 

Through its secure infrastructure and ease of use, Plooto reduces manual effort, minimizes payment errors, and helps teams collaborate better, especially in remote or distributed operations.