Centime vs Growfin vs Versapay

Centime is an AI‑driven AR (and AP) automation software embedded into ERPs like NetSuite, Sage Intacct, QuickBooks, etc., designed for mid‑market teams who want to reduce manual work and improve cash collection.

It automates invoice delivery, reminders, escalations, customer payments, and reconciliation workflows.

The platform provides a branded payment portal for customers (accepting ACH, card, or check), streamlined cash application, aging dashboards, analytics, and features to make it easier for both finance teams and customers.

Growfin is an AI‑powered accounts receivable (AR) automation platform that helps finance teams transform their Order‑to‑Cash process by making collections, cash application, and forecasting more predictive, efficient, and collaborative. 

It uses Behavioral AI to adapt to customer payment behavior and signals, enabling companies to prioritize which accounts to collect first, send timely follow‑ups automatically, and reconcile payments with minimal manual effort. 

Growfin integrates with leading ERPs (especially NetSuite) and delivers a SuiteApp that meets Oracle NetSuite’s standards.

Versapay is a Canadian‑rooted fintech company specializing in accounts receivable software and cash application, especially for mid‑sized businesses.

Their platform focuses on automating AR workflows, enabling invoice delivery and online customer payments (including invoice‑presentment portals), streamlining the reconciliation of payments, and improving cash flow predictability.

Versapay emphasises collaboration between suppliers and their customers via its payment network, helping reduce collection friction and improve transparency.