Centime vs Versapay

Centime is an AI‑driven AR (and AP) automation software embedded into ERPs like NetSuite, Sage Intacct, QuickBooks, etc., designed for mid‑market teams who want to reduce manual work and improve cash collection.

It automates invoice delivery, reminders, escalations, customer payments, and reconciliation workflows.

The platform provides a branded payment portal for customers (accepting ACH, card, or check), streamlined cash application, aging dashboards, analytics, and features to make it easier for both finance teams and customers.

Versapay is a Canadian‑rooted fintech company specializing in accounts receivable software and cash application, especially for mid‑sized businesses.

Their platform focuses on automating AR workflows, enabling invoice delivery and online customer payments (including invoice‑presentment portals), streamlining the reconciliation of payments, and improving cash flow predictability.

Versapay emphasises collaboration between suppliers and their customers via its payment network, helping reduce collection friction and improve transparency.