Plooto vs Gaviti

Plooto is an account payable and receivable payments' automation platform designed to simplify payment operations and improve cash flow management.

It integrates with existing accounting systems, supports multiple transaction types (checks, credit cards, international transfers, etc.), and enables customizable approval workflows to control who can approve what and when. 

Through its secure infrastructure and ease of use, Plooto reduces manual effort, minimizes payment errors, and helps teams collaborate better, especially in remote or distributed operations.

Gaviti is an invoice‑to‑cash accounts receivable automation platform built to help businesses make their AR process more controllable, predictable, and scalable.

It uses AI‑powered workflows and reminders, customer self‑service portals, credit risk monitoring, and cash application to reduce Days Sales Outstanding and improve cash flow.

Gaviti emphasizes adaptability: its system lets teams build custom workflows, escalations, and dashboards to match their internal processes, not force them to conform. It integrates with ERPs and financial systems so the AR operations are not isolated.