Tesorio vs Growfin vs Billtrust

Tesorio is a cash‑flow performance platform designed to help finance teams manage, predict, and accelerate cash using AR, Treasury, and FP&A insights.  

Its capabilities include AR automation, cash forecasting, and reconciliation tools—all with AI and machine learning to consolidate data across ERP, payment systems, CRMs, and other financial touchpoints.

Tesorio processes large volumes of transactions (in the tens of billions) annually, serving companies ranging from mid‑sized to enterprise scale.

Growfin is an AI‑powered accounts receivable (AR) automation platform that helps finance teams transform their Order‑to‑Cash process by making collections, cash application, and forecasting more predictive, efficient, and collaborative. 

It uses Behavioral AI to adapt to customer payment behavior and signals, enabling companies to prioritize which accounts to collect first, send timely follow‑ups automatically, and reconcile payments with minimal manual effort. 

Growfin integrates with leading ERPs (especially NetSuite) and delivers a SuiteApp that meets Oracle NetSuite’s standards.

Billtrust is a financial‑technology provider focused on AI‑powered accounts receivable automation and order‑to‑cash process optimization. 

For over two decades, it has modernized AR by offering solutions that cover invoicing, payments processing, collections, cash application, credit management, and reconciliation.

Billtrust supports both suppliers and buyers, through its Business Payments Network, enabling digital invoice delivery, embedded payments, and many connectors to ERPs, payment providers, banks, and financial institutions.