Upflow vs Centime

Upflow is a SaaS financial relationship management platform focused on helping B2B businesses get paid faster and improve their accounts receivable processes.

Its features include real‑time AR metrics, automated and personalized workflows for follow‑ups, dashboards for cash collection performance, payment portals tailored to each customer, and modern payment options.

Upflow integrates with popular accounting/ERP systems like QuickBooks, Netsuite, Sage Intacct, Xero, etc., making it easier for finance teams to embed AR efficiency into existing workflows.

Centime is an AI‑driven AR (and AP) automation software embedded into ERPs like NetSuite, Sage Intacct, QuickBooks, etc., designed for mid‑market teams who want to reduce manual work and improve cash collection.

It automates invoice delivery, reminders, escalations, customer payments, and reconciliation workflows.

The platform provides a branded payment portal for customers (accepting ACH, card, or check), streamlined cash application, aging dashboards, analytics, and features to make it easier for both finance teams and customers.