Versapay vs Growfin vs Billtrust

Versapay is a Canadian‑rooted fintech company specializing in accounts receivable software and cash application, especially for mid‑sized businesses.

Their platform focuses on automating AR workflows, enabling invoice delivery and online customer payments (including invoice‑presentment portals), streamlining the reconciliation of payments, and improving cash flow predictability.

Versapay emphasises collaboration between suppliers and their customers via its payment network, helping reduce collection friction and improve transparency.

Growfin is an AI‑powered accounts receivable (AR) automation platform that helps finance teams transform their Order‑to‑Cash process by making collections, cash application, and forecasting more predictive, efficient, and collaborative. 

It uses Behavioral AI to adapt to customer payment behavior and signals, enabling companies to prioritize which accounts to collect first, send timely follow‑ups automatically, and reconcile payments with minimal manual effort. 

Growfin integrates with leading ERPs (especially NetSuite) and delivers a SuiteApp that meets Oracle NetSuite’s standards.

Billtrust is a financial‑technology provider focused on AI‑powered accounts receivable automation and order‑to‑cash process optimization. 

For over two decades, it has modernized AR by offering solutions that cover invoicing, payments processing, collections, cash application, credit management, and reconciliation.

Billtrust supports both suppliers and buyers, through its Business Payments Network, enabling digital invoice delivery, embedded payments, and many connectors to ERPs, payment providers, banks, and financial institutions.