Versapay vs Growfin vs Plooto

Versapay is a Canadian‑rooted fintech company specializing in accounts receivable software and cash application, especially for mid‑sized businesses.

Their platform focuses on automating AR workflows, enabling invoice delivery and online customer payments (including invoice‑presentment portals), streamlining the reconciliation of payments, and improving cash flow predictability.

Versapay emphasises collaboration between suppliers and their customers via its payment network, helping reduce collection friction and improve transparency.

Growfin is an AI‑powered accounts receivable (AR) automation platform that helps finance teams transform their Order‑to‑Cash process by making collections, cash application, and forecasting more predictive, efficient, and collaborative. 

It uses Behavioral AI to adapt to customer payment behavior and signals, enabling companies to prioritize which accounts to collect first, send timely follow‑ups automatically, and reconcile payments with minimal manual effort. 

Growfin integrates with leading ERPs (especially NetSuite) and delivers a SuiteApp that meets Oracle NetSuite’s standards.

Plooto is an account payable and receivable payments' automation platform designed to simplify payment operations and improve cash flow management.

It integrates with existing accounting systems, supports multiple transaction types (checks, credit cards, international transfers, etc.), and enables customizable approval workflows to control who can approve what and when. 

Through its secure infrastructure and ease of use, Plooto reduces manual effort, minimizes payment errors, and helps teams collaborate better, especially in remote or distributed operations.